The benefit of a ‘Red Book’ Valuation

by Joel Lea, Senior Underwriter at Bath & West Finance.As a principal lender, we appreciate the necessity of carrying out a RICS ‘Red Book’ Valuation to help us assess the financial risk of a property – whether housing, commercial or semi-commercial properties,...

Spotlight on property conversions and refurbishments

by Martyn Smith, Managing Director at Bath & West Finance. I’ve been in the specialist lending arena for over thirty-five years, and bridging finance has near enough remained close to its origins of being flexible, short-term finance which is secured against...

Bridging Industry stalwart Matthew Anderson joins Bath & West Finance

Matthew Anderson has joined West Country bridging lender Bath & West as commercial director. Anderson has over 25 years experience in the bridging and development finance markets, formerly heading up development lending at Amicus Finance and prior to that, at...

Should unregulated bridging really be driven by borrower status?

A recent report into the bridging market, penned by EY Financial Services, articulated some interesting features of the current short-term market that bear a little more thought. According to EY’s analysis, growing competition in the bridging market ‘requires...

Thematic review of the short-term sector: Is it time to re-visit the basics of bridging?

The bridging market has changed a lot over the past decade. No longer is the dominant model to have a number of private individuals funding short-term development projects, underwritten on a case by case basis and priced typically at between 1.5 and 2 per cent a...


Your local bridging partner

These are challenging times for property professionals and the need for short-term finance, to maximise property potential and value, has never been more important.

The role that brokers, like you, play in helping companies and individuals source bridging finance is crucial. As introducers you recognise that, in order to deliver the service your clients expect, you need to feel confident that any lender you recommend has all the necessary experience, resource and quality of service to deliver the right finance solution for your clients. At Bath & West we understand this.

Our commitment to you:

Loans Policy Icons

Simple and defined loans policy.

Commission Structure Icon

Clear fee and commission structure.

Successful Introductions Icon

Generous commission for successful introductions.

Immediate Decisions Icon

Immediate decisions over the phone.

2 Hours Icon

Full in principle terms within 2 hours from enquiry.

Trust in our ability to deliver

We value the relationships we have with our introducer partners and respect how important their clients are to their success. At Bath & West we have built our business around making the process of bridging lending as fast, smooth and seamless as possible for you and your clients.

Our Products

Residential Bridging

Semi-Commercial Bridging

Development Finance

Refurbishment & Conversion Finance

Auction Finance

Download PDF Product Guide

Download our full product guide

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A flexible, transparent lender for all property professionals.



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