The benefit of a ‘Red Book’ Valuation

by Joel Lea, Senior Underwriter at Bath & West Finance.As a principal lender, we appreciate the necessity of carrying out a RICS ‘Red Book’ Valuation to help us assess the financial risk of a property – whether housing, commercial or semi-commercial properties,...

Spotlight on property conversions and refurbishments

by Martyn Smith, Managing Director at Bath & West Finance. I’ve been in the specialist lending arena for over thirty-five years, and bridging finance has near enough remained close to its origins of being flexible, short-term finance which is secured against...

Bridging Industry stalwart Matthew Anderson joins Bath & West Finance

Matthew Anderson has joined West Country bridging lender Bath & West as commercial director. Anderson has over 25 years experience in the bridging and development finance markets, formerly heading up development lending at Amicus Finance and prior to that, at...

Should unregulated bridging really be driven by borrower status?

A recent report into the bridging market, penned by EY Financial Services, articulated some interesting features of the current short-term market that bear a little more thought. According to EY’s analysis, growing competition in the bridging market ‘requires...

Thematic review of the short-term sector: Is it time to re-visit the basics of bridging?

The bridging market has changed a lot over the past decade. No longer is the dominant model to have a number of private individuals funding short-term development projects, underwritten on a case by case basis and priced typically at between 1.5 and 2 per cent a...

About Us

Proven track record

Bath & West Finance was established in 2013 to provide short-term, non-regulated lending solutions to property professionals in the South of England, with a particular focus on the South West where we are based. We are a privately owned, principal lender with a strong, established reputation and a growing team of professionals who all have proven track records in short term lending to the property market.

What makes us different?

What makes us different from so many other lenders is our unparalleled experience. This allows us to make fast decisions, even for the more complex requirements. We can offer a level of flexibility in our lending that few lenders can compete with.

That experience extends throughout the company, ensuring that all each stages of the lending process and throughout the period of the loan, you are always dealing with people who you can talk to, who listen and understand, and who consistently deliver on your behalf.

Our People

Find out more about our experienced decision makers, knowledgeable underwriters and friendly support staff.

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