The benefit of a ‘Red Book’ Valuation

by Joel Lea, Senior Underwriter at Bath & West Finance.As a principal lender, we appreciate the necessity of carrying out a RICS ‘Red Book’ Valuation to help us assess the financial risk of a property – whether housing, commercial or semi-commercial properties,...

Spotlight on property conversions and refurbishments

by Martyn Smith, Managing Director at Bath & West Finance. I’ve been in the specialist lending arena for over thirty-five years, and bridging finance has near enough remained close to its origins of being flexible, short-term finance which is secured against...

Bridging Industry stalwart Matthew Anderson joins Bath & West Finance

Matthew Anderson has joined West Country bridging lender Bath & West as commercial director. Anderson has over 25 years experience in the bridging and development finance markets, formerly heading up development lending at Amicus Finance and prior to that, at...

Should unregulated bridging really be driven by borrower status?

A recent report into the bridging market, penned by EY Financial Services, articulated some interesting features of the current short-term market that bear a little more thought. According to EY’s analysis, growing competition in the bridging market ‘requires...

Thematic review of the short-term sector: Is it time to re-visit the basics of bridging?

The bridging market has changed a lot over the past decade. No longer is the dominant model to have a number of private individuals funding short-term development projects, underwritten on a case by case basis and priced typically at between 1.5 and 2 per cent a...

The short-term lender you can rely on

If you’re looking for short-term bridging finance, whether it’s for a bridging loan or development finance, for a property purchase at auction or funds for refurbishment, it’s essential you choose a lender that has all the necessary experience, resource and quality of service to provide funds quickly and without fuss.

That’s where Bath & West Finance can help.

Loans up to £2m

Up to 70% LTV

Rates from 0.85% pcm

Flexible solutions for a wide range of short-term requirements

Whether you’re an introducer tasked with finding a lender for a client, or a property professional looking to finance your next project, Bath & West Finance is a company you can always rely on. We can make immediate decisions over the phone and provide funding, when required, in a matter of days.

As experienced property finance professionals we offer a more flexible approach to our lending than many less experienced companies. Find out for yourself – contact us today with your enquiry,

Need help choosing the right product?

Our website will give you an overview of the range of solutions that we offer to meet your short-term finance requirements. If you have a particular project requiring finance please call us to discuss.


Residential Bridging

Semi-Commercial Bridging

Development Finance

Refurbishment & Conversion Finance

Auction Finance

Download our full product guide

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